Poll: Personal Coronavirus Permanent Impact

[Bootstrap]

Extraordinary measures are being taken.

“Pence Says Trump-backed Emergency Relief Plan Protects Vulnerable Americans”
'If you're sick, stay at home,' Pence said.
‘You need not be concerned if you're an hourly wage earner in America.'
https://www.theepochtimes.com/pence-say ... 72677.html

(i believe) accommodations for student loans are being made. i have no details.

This is the Families First Coronavirus Response Act (H.R. 6201), sponsored by House Appropriations Committee Chairwoman Nita M. Lowey. Nancy Pelosi and Secretary of the Treasury Steven Mnuchin spent a lot of energy on Thursday, March 12 and Friday, March 13 negotiating changes to this bill that would be acceptable to both the President and the House.

I think that's a great example of bipartisanship at work. Crises remind the government that it should occasionally take a break from campaigning in order to govern, this is a good example of that. It has passed the House, but according to the Senate tracker, it has not yet passed the Senate.

I think there will still be real pain for people who miss work because of COVID-19 and for small businesses. This bill does not reimburse every hourly wage worker for all time lost. But it will really help if it passes the Senate, I think it is expected to.

[ohio jones]

The Holy Kiss is right out.

This reads like something out of a Monty Python sketch.

Oh, it totally was. But here's how to practice it in the most hygienic possible way:

[video][/video]

[temporal1]

Page 6

Yes. Extraordinary measures are being taken.
Will my mortgage be put on hold for a couple of months? That would help!

Hmm. Canada

.. “In what is likely a once-in-a-lifetime corporate collaboration, all six of Canada's major banks are together offering six-month payment deferrals for mortgages and "opportunity for relief on other credit products" in light of the 2019 novel coronavirus.

.. Canadian Bankers Association (CBA) president and CEO Neil Parmenter announced the news on Twitter Wednesday morning, advising home owners to talk to their banks for more information.” ..

https://www.freshdaily.ca/news/2020/03/ ... -pandemic/

.. .. "Canada's six largest banks today announced plans to provide financial relief to Canadians impacted by the economic consequences of COVID-19," reads the release.

"Effective immediately, Bank of Montreal, CIBC, National Bank of Canada, RBC Royal Bank, Scotiabank and TD Bank have made a commitment to work with personal and small business banking customers on a case-by-case basis to provide flexible solutions to help them manage through challenges such as
pay disruption due to COVID-19; childcare disruption due to school closures;
or those facing illness from COVID-19." .. ..

Well, actually.
i think my mortgage lender routinely offers a version of this, following the big mortgage bank failures in 2008. i’m not sure if resorting to these measures affects a person’s credit report, or if there are other penalties? i.e., U.S. mortgage lenders now offer some preemptive alternatives to prevent loan default/bankruptcy.

i will not be surprised to see something specific to COVID19.
and, it may or may not be offered to “everyone,” or restricted to those qualifying under certain guidelines.

certain “helps” are COVID19-specific, others are more general, with the thinking everyone is affected, everyone is vulnerable, and everyone will be paying the costs involved.

when i posted, i was not thinking this was a serious thought regarding mortgage payment deferral. i don’t believe any of this would be actual relief or forgiveness of debt.
possibly temporarily extending the pay-off date. (deferral)

i’m not sure if taxes+insurance would be deferred? in my case, that’s about 1/3 of my monthly payment.

HOA fees are annual, and separate. HOAs are typically unforgiving!

some utility companies are offering extended grace periods, promising not to shut off services.

[RZehr]

One week later, with 35 answers, the poll results show:
37% believe they will be personally impacted, with the answers being from top, 3,4,6,0.
26% think there is a 50/50 chance, with 9 people choosing number five.
and 38% think it is unlikely that they will be personally impacted, with the answers being starting at six, 2,1,2,8,0.

Please change your vote if you no longer feel the same way you did in the past.

[Dan Z]

One week later, with 35 answers, the poll results show:
37% believe they will be personally impacted, with the answers being from top, 3,4,6,0.
26% think there is a 50/50 chance, with 9 people choosing number five.
and 38% think it is unlikely that they will be personally impacted, with the answers being starting at six, 2,1,2,8,0.

Please change your vote if you no longer feel the same way you did in the past.

As usual - we are spread quite evenly across the options.

[Bootstrap]

I am having the opposite problem.

I won't have surgery because of the Coronavirus. Nothing major anyway, but I find this humorous.

[Josh]

I am having the opposite problem.

I won't have surgery because of the Coronavirus. Nothing major anyway, but I find this humorous.

My business partner/friend can’t go to the dentist to finish getting a crown put on.

[knotdust]

I am unable also to get a crown completed until at least May, if even then. Also have a piece of a tooth or filling that may be loose. It is not bothering me so I am planning to have them look at it in May. If it comes out I will just use the temporary filling stuff you can buy in the dental aisles at most drug stores.

I understand they have been ask to give up as much of their masks and gloves as they can to the hospitals and other medical facilities.

[puttincomputers]

One week later, with 35 answers, the poll results show:
37% believe they will be personally impacted, with the answers being from top, 3,4,6,0.
26% think there is a 50/50 chance, with 9 people choosing number five.
and 38% think it is unlikely that they will be personally impacted, with the answers being starting at six, 2,1,2,8,0.

Please change your vote if you no longer feel the same way you did in the past.

It would be a good idea for those who change their to explain why in the thread.

[steve-in-kville]

It would be a good idea for those who change their to explain why in the thread.

I originally voted a 7, and will remain at a 7. Although my areas of concerns have traded places a bit. So, overall, it still all adds up to a 7.